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End of Service Calculator Gratuity & severance across the Gulf
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Data study · 9 statutes

End of Service by Country, in Months of Salary

The same wage and the same ten years of service produce very different payouts. Here is what nine statutes actually pay, why two of them pay no per-year gratuity at all, and where resigning costs you.

Take one worker on one salary and give them ten years of service. In Oman the statute pays 10 months of that salary. In Qatar it pays 6.92. That is a 1.45× spread on identical facts, and it is the least surprising thing on this page. Two of the nine countries people search for pay no per-year gratuity at all, and the penalty for resigning rather than being dismissed exists in only two of the seven that do.

Everything below is expressed in months of salary rather than dirhams or riyals. That keeps the comparison honest: it needs no exchange rate, it does not go stale, and it is the number you can apply to your own wage. Each figure is generated from the same formulas that run the calculators on this site, so the tables here and the calculators cannot disagree.

What the statutes pay, in months of salary

Statutory end-of-service on ordinary termination, expressed in months of salary. Generated from the same formulas the calculators on this site use.
Country1 yr2 yrs3 yrs5 yrs10 yrs15 yrs20 yrs25 yrs
Oman123510152025
Pakistan123510152025
United Arab Emirates0.71.42.13.58.513.518.523.5
Bahrain0.511.53.58.513.518.523.5
Kuwait0.581.151.732.887.8812.8817.8818*
Saudi Arabia0.511.52.57.512.517.522.5
Qatar0.691.382.083.466.9210.3813.8517.31

* Kuwait reaches its statutory 18-month ceiling under Article 51, so longer service adds nothing.

Three things are worth pulling out. Oman and Pakistan use a flat one month per year, which is why they lead at every length of service. The Gulf states that start at half a month or twenty-one days catch up only after the five-year step, which is why comparisons taken at three years and at ten years rank the countries differently. And Kuwait is the only one with a statutory ceiling, so its curve flattens permanently at eighteen months.

The two countries with no per-year gratuity

This is the finding most likely to catch people out, because both countries sit in the same search results as the Gulf ones and the phrase used for them is the same. Neither has an employer-paid entitlement that accrues for every year of service on an ordinary exit.

The two countries in this set with no per-year gratuity on an ordinary exit, at ten years of service.
CountryQualifying exitOrdinary exitWhat the law actually gives
Egypt20 mo0 moNo per-year gratuity. Ordinary end of service is funded through social insurance and the reward is paid by the National Organisation for Social Insurance under Article 157 of Law 148 of 2019, not by the employer. The employer owes a per-year sum only where it ended an indefinite contract for an unlawful reason: not less than two months' wage per year of service under Article 165 of Labour Law 14 of 2025.
Kenya5 mo0 moNo per-year gratuity. Severance under section 40(1)(g) of the Employment Act 2007 arises only on redundancy, at not less than fifteen days' pay per completed year. Service pay under section 35(5) fixes no rate at all and section 35(6)(d) switches it off for members of the National Social Security Fund, which covers most formal employees.

The practical consequence is that a calculator which simply multiplies a rate by years of service will tell an Egyptian or Kenyan worker they are owed money they are not owed. Egypt's own commonly quoted half-month and one-month tiers come from Article 172 of Labour Law 14 of 2025, which covers only service after age sixty or before eighteen that carries no insurance rights. Right numbers, wrong scope.

Where resigning actually costs you

The belief that resigning forfeits your end-of-service is widespread and mostly wrong. Of the seven jurisdictions with a per-year gratuity, five pay a resigning employee exactly what they pay a terminated one. Only Saudi Arabia and Kuwait scale the award down, and in both the penalty disappears with length of service.

How much of the award you keep if you resign rather than being terminated, by length of service.
Country1 yr3 yrs5 yrs10 yrs
Omanfullfullfullfull
Pakistanfullfullfullfull
United Arab Emiratesfullfullfullfull
Bahrainfullfullfullfull
Kuwaitnothing50%67%full
Saudi Arabianothing33%67%full
Qatarfullfullfullfull

Saudi Arabia is the sharper of the two. Under Article 85 a resigning employee gets nothing below two years, a third between two and five, two thirds between five and ten, and the full award at ten. Kuwait runs a similar ladder under Law 6 of 2010. Everywhere else in the table, the reason you left does not change the arithmetic, though it can still change whether you are paid on time.

Sources

Every figure above is computed from the instrument named here, on a single monthly wage with no allowances, using each country's own treatment of a working month. Where a statute sets a floor rather than a fixed rate, the floor is used.

The instrument each figure is computed from.
CountryStatute
OmanOman Labour Law, Royal Decree 53/2023 · Article 61
PakistanStanding Orders / provincial labour law
United Arab EmiratesFederal Decree-Law No. 33 of 2021 (MOHRE)
BahrainBahrain Labour Law 2012 · SIO
KuwaitKuwait Labour Law (Law No. 6 of 2010) · Article 51
Saudi ArabiaSaudi Labour Law · Articles 84–85
QatarQatar Labour Law (Law No. 14 of 2004) · Article 54
EgyptLabour Law 14/2025 · Article 165
KenyaEmployment Act 2007 · Section 40(1)(g)

Reusing this data

The tables are free to quote, republish or chart with attribution to endofservice-calculator.com. If you need a figure at a service length not shown, or in a specific currency, the country calculators will produce it: Saudi Arabia, UAE, Qatar, Kuwait, Oman, Bahrain, Egypt, Pakistan and Kenya. Figures are estimates of the statutory minimum and are not legal advice; a contract or collective agreement can be more generous, and the labour authority in each country is the binding source.